Adjunct Professor, CCRO of du-it Malaysia and founder of A. Nizam Shah & Co., with over 24 years in financial services. A PhD holder in Operational Risks Management, C.A (M), MBA and global speaker specialising in corporate governance, FinTech, and regulatory compliance.

du-it (Duittech International Sdn. Bhd.) is a Malaysia-based Islamic fintech company providing the country’s first Shariah-compliant B2B "Buy Now, Pay Later" (BNPL) platform. It empowers SMEs and MSMEs with interest-free installment solutions and on-demand credit, streamlining trade credit and safeguarding cash flow for businesses.

Panel Discussion: Fraud Detection and Prevention in Digital Payments

This panel explores how fraud is evolving in digital currency and modern payment systems, and how detection methods must adapt in response. It will highlight emerging threat vectors, real-time monitoring techniques, and the role of data, analytics, and collaboration in protecting users while preserving speed and innovation in digital payments.