President India Blockchain Forum | Bank Advisor, Fintech Mentor and Investor engineer | TECHNICAL & DIGITAL ARCHITECT | INNOVATOR | BANKER | INDUSTRY INFLUENCER | TEAM BUILDER | SPEAKER | POLICY | Trainer AWARDS - TOP 50 CIO | DIGITAL LEADER of INDIA |TOP 50 PAYMENT LEADER | TOP 20 BFSI LEADERSHIP | TOP 100 SECURITY INFLUENER | TOP BFSI INNOVATORAward Winning CXO Banker, Digital Architect, Industry Innovator, Board Member, Fintech Influencer, Startup Mentor, Leadership Coach, Bank Advisor & Author Prasanna Lohar is National SME for Banking and Finance, CBDC ( E-rupee) & Digital Assets, Open Banking, Cyber Security, Payments, App Modernisation and Digital Public Infra. He is Advisor for Banks, Fintech BigTech, Policy makers, Government, Enterprises, Investors and Deeptech& Fintech. He is a seasoned professional with a wealth of experience in the banking and financial technology sector. With a background spanning across various domains such as organization strategy, leadership development, and emerging technologies, Prasanna has established himself as a trusted advisor to both Bank, BigTech, Fintech and Government bodies. 25+ Yrs of experience at all levels, Engineering, Management, and Innovation as CXO. I have worked Globally for Banks, Fintech, Micro-Finance, Engineering, and Multi-National companies for Digital & Architecture Transformation. He is closely associated with cutting-edge technology adoption Strategy, Assimilation, Experimentation, Innovative Customer Servicing & Engagement, Robust Architecture Implementation, Fintech & Start-up Alignment, Open Innovation practices, Ecosystem Collaboration with Govt, BigTech, Fintech, Banks, Academia
The India Blockchain Forum (IBF) is a non-profit, collaborative initiative launched in August 2022 to make India a global hub for blockchain and Web 3.0 technology. It acts as a platform for policy advocacy, mentoring startups, and building talent in areas like CBDC, Tokenization , and the Metaverse. Mission: To create an enabling environment for blockchain adoption by bridging the gap between governments, regulators, industry, and academia.Founding Key Activities:Special Interest Groups (SIGs): Focused on CBDC, Metaverse, and policy frameworks.Policy Advocacy: Collaborating with regulatory bodies to create a nuanced framework for Web3.Talent Development: Launching certificate programs to address the skills gap.Start-up Support: Partnering with investors to fund and mentor Web3 startups
The Tokenized Economy - How Digital Assets Will Reshape Global Finance by 2035
The tokenized economy represents a shift from traditional, account-based finance to blockchain-enabled, programmable value exchange. By 2035, money, assets, and contracts will exist as digital tokens, enabling real-time settlement, fractional ownership, and global, 24/7 markets. This transformation will reduce intermediaries, lower costs, and merge traditional finance with decentralized systems. Case Study - In India, strong digital public infrastructure like UPI, Aadhaar, and ONDC, along with Reserve Bank of India initiatives such as CBDC pilots, position the country to lead in inclusive tokenization—unlocking new opportunities in MSME financing, digital assets, and next-generation financial innovation